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Term Of Use

Terms of use for creditapay

Terms of Use / User Agreement

Effective date: December 19, 2025

Company legal name: MASTERS GENERAL MANAGEMENT CAPITAL GROUP L.L.C-FZ (License No. 2536388.01)

Registered address: Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba Meydan Free Zone, Dubai, United Arab Emirates

Contact email: not specified

1. Introduction

These Terms of Use / User Agreement (“Terms”) govern access to and use of the website and related online services (collectively, the “Service”) operated by MASTERS GENERAL MANAGEMENT CAPITAL GROUP L.L.C-FZ (“Company”, “we”, “us”, or “our”).

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Service.

2. Eligibility

You represent and warrant that:

  • you are at least 18 years old (or the age of majority in your jurisdiction);
  • you have the legal capacity to enter into a binding agreement;
  • your use of the Service complies with all applicable laws and regulations.

The Service is intended for business and informational purposes only and is not directed at minors.

3. Scope of services

The Service provides information about the Company, its activities, and its professional services. Submission of an inquiry or contact form does not create a client relationship unless and until a separate written agreement is executed between you and the Company.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.

4. User obligations

When using the Service, you agree to:

  • provide accurate, current, and complete information when submitting inquiries;
  • use the Service only for lawful purposes;
  • refrain from attempting to gain unauthorized access to the Service, servers, or networks;
  • not interfere with or disrupt the operation or security of the Service;
  • not upload, transmit, or distribute any content that is unlawful, harmful, misleading, defamatory, or infringing on third-party rights.

5. Intellectual property

All content available on the Service, including but not limited to text, graphics, logos, trademarks, software, and design elements, is the exclusive property of the Company or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal, non-commercial purposes, unless otherwise agreed in writing.

Any unauthorized use of the content is strictly prohibited.

6. No professional advice

Information provided on the Service is for general informational purposes only and does not constitute legal, financial, investment, tax, or other professional advice.

You should not rely on the information on the Service as a substitute for professional advice tailored to your specific circumstances.

7. Third-party links and services

The Service may contain links to third-party websites or services that are not owned or controlled by the Company. We do not endorse and are not responsible for the content, privacy practices, or operations of third-party websites or services.

Your use of third-party services is governed by their respective terms and policies.

8. Disclaimer of warranties

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the maximum extent permitted by applicable law, the Company disclaims all warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • the Service will be uninterrupted, secure, or error-free;
  • the information provided is accurate, complete, or current;
  • defects will be corrected.

9. Limitation of liability

To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunities, arising out of or related to:

  • your use of or inability to use the Service;
  • reliance on any information provided through the Service;
  • unauthorized access to or alteration of your transmissions or data;
  • any third-party conduct or content.

In all cases, the Company’s total liability shall be limited to the maximum extent permitted by applicable law.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to:

  • your use of the Service;
  • your violation of these Terms;
  • your violation of any applicable law or the rights of a third party.

11. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect and process personal data. By using the Service, you acknowledge that you have reviewed the Privacy Policy and agree to its terms.

12. Suspension and termination

We reserve the right, at our sole discretion, to suspend or terminate your access to the Service at any time, with or without notice, if we believe that you have violated these Terms or applicable law.

Termination does not limit any rights or remedies available to the Company under law or equity.

13. Changes to the Terms

We may update these Terms from time to time to reflect changes in the Service, our business practices, or applicable law. Updated Terms will be posted on the website with a revised effective date. Continued use of the Service after such changes constitutes acceptance of the updated Terms.

14. Governing law and jurisdiction

These Terms and any disputes arising out of or related to them are governed by the laws of the United Arab Emirates and, where applicable, the rules and regulations of Meydan Free Zone, without regard to conflict-of-law principles.

To the extent permitted by applicable law, the courts or competent authorities of the United Arab Emirates shall have exclusive jurisdiction over such disputes.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire agreement

These Terms constitute the entire agreement between you and the Company regarding your use of the Service and supersede all prior or contemporaneous understandings or agreements, whether written or oral, relating to the Service.

17. Waiver

Failure by the Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

18. Contact

If you have questions about these Terms, you may contact the Company using the contact details provided on the website.

Last updated: December 19, 2025